Stripe Connect fee calculator
Put in an order and a platform fee. See what Stripe takes, what the platform keeps and what the seller gets, for each way of charging.
- Customer pays€50.00
- Stripe fee1.5% + €0.25€1.00
- Platform fee10% of the order€5.00
By charge type
Destination charge
Platform pays StripeThe platform takes the payment and Stripe moves the seller’s share straight away. Stripe takes its fee from the platform.
- Seller receives
- €45.00
- Platform keeps
- €4.00
Separate charges and transfers
Platform pays StripeThe platform takes the payment and sends the seller’s share later with its own transfer. Same money as a destination charge for one seller, with control over timing.
- Seller receives
- €45.00
- Platform keeps
- €4.00
Direct charge, account pays fees
Connected account pays StripeThe payment is made on the seller’s account and Stripe takes its fee from the seller. This is how Standard accounts work.
- Seller receives
- €44.00
- Platform keeps
- €5.00
Direct charge, platform pays fees
Platform pays StripeSame direct charge, on an account created with the fee payer set to the platform. Stripe bills the platform instead.
- Seller receives
- €45.00
- Platform keeps
- €4.00
Per order, before Connect fees, refunds and disputes. When the platform pays Stripe and its fee is smaller than Stripe's, the platform loses money on the order.
Who pays the Stripe fee
Destination charges. The charge is made on the platform, so Stripe takes its fee from the platform's balance. Setting on_behalf_of makes the seller the business of record and uses the fee structure for the seller's country, but Stripe still bills the platform. Refunds and chargebacks also come out of the platform's balance.
Separate charges and transfers. Same as destination charges: the platform's balance pays Stripe's fees, refunds and chargebacks. You decide how much to transfer to each seller and when.
Direct charges. The charge is made on the seller's account. Who pays Stripe depends on a setting chosen when the account is created (controller.fees.payer in Accounts v1). With account, which is what Standard accounts have, Stripe takes its fee from the seller and charges no Connect fees. With application, the platform pays the payment fees and the Connect fees. Refunds and chargebacks come out of the seller's balance either way.
Sources: Stripe docs, charge types, Stripe docs, fee behavior on connected accounts.
Connect fees
If Stripe bills your sellers directly ("Stripe handles pricing"), Stripe lists no Connect fees for the platform. If the platform pays Stripe and sets its own prices ("You handle pricing"), which is the case for destination charges and separate charges and transfers, these apply on top of the card fees above. They are charged per account and per payout, not per order, so the calculator leaves them out.
- €2.00 per monthly active account (an account is active in any month it gets a payout)
- 0.25% + €0.10 per payout sent
Source: Stripe Connect pricing (Ireland).
Rates checked 10 Oct 2026
These are Stripe's standard published rates for an account in Ireland. Card fees depend on where the card was issued compared with the platform's account. Stripe offers custom pricing at volume, so your own rates may be lower. Check your Stripe dashboard before quoting a number.
- Stripe pricing, Ireland
- Stripe pricing, United Kingdom
- Stripe Connect pricing, Ireland
- Stripe Connect pricing, United Kingdom
The fee sum uses applicationFee from my Stripe Connect kit.